Stated Income Commercial Real Estate

Stated Income Commercial Real Estate

Take Advantage of Our Stated Income Commercial Real Estate Program

Have you been wondering if you there any good alternatives to traditional loans out there? The answer is a resounding “yes!” At Star Capital USA, we know how hard it can be for businesses with little or no collateral to get loan approvals. That’s why we are proud to offer a stated income commercial real estate financing program that’s not based on collateral. Instead, it’s based on your credit score and the value of the property you’re purchasing.

Stated income commercial real estate loans
Stated income commercial real estate loans

How This Program Works

Stated income loans are issued based on the value of the property in question. For example, if the property has enough value to meet the insurance, mortgage and taxes, you can receive a stated income loan for it. Certain minimum qualifications must be met, but it is generally much easier to get a stated income loan that it is to be approved for a regular bank loan. Here are some basic details about this program.

  • You must have a minimum qualifying credit score of 600
  • Funds can be put toward debt consolidation, expansion, refinancing and other needs
  • Loan amounts are as high as $500,000
  • 24-year amortized loans with fixed rates are available
  • You could receive up to 75% loan-to-value
  • Self-employment or W-2 documentation must be provided

Stated income commercial real estate loans are usually approved much more rapidly than regular loans. This is partially because very little paperwork is required when you apply for a stated income loan. You are welcome to apply whether you deal in real estate, restaurants, apartments or some other type of property. This type of funding is ideal for practically all property types, as long as they are valued high enough to cover associated costs.

Get In Contact With Us

We’d love to further discuss the details and benefits of our stated income real estate finding program with you. Contact us today to request your application, and you could potentially close within two weeks!